Matt Rider
Co-Founder, Lumerai Advisors
Former CIO | Wells Fargo, Citizens, JPMorgan Chase
Matt Rider is Co-Founder of Lumerai Advisors and a former Chief Information Officer for Wells Fargo Home Lending, Citizens Financial, and Franklin American Mortgage. He is a technology executive with more than 25 years of experience leading enterprise transformation, technology modernization, AI initiatives, cybersecurity programs, and operating model redesign across complex financial services organizations.
Throughout his career, Matt has led technology organizations supporting millions of customers and billions of dollars in annual transactions. He has managed global teams of more than 2,500 professionals and technology budgets exceeding $300 million while driving large-scale modernization, operational efficiency, regulatory remediation, and digital transformation initiatives.
At Lumerai Advisors, Matt helps executive teams, boards, and private equity investors align technology strategy with business outcomes, accelerate transformation efforts, modernize operating models, and create measurable enterprise value.
25+
Years experience
$300M+
Technology Budgets Managed
3K+ Team Members
Global Technology Organizations
AI, Strategy & Transformation
Technology Value Creation
Areas of Expertise
Technology Strategy
Aligning technology investments to business outcomes.
Digital Transformation
Modernizing operating models and customer experiences.
Artificial Intelligence
Governance, adoption, operating models, and execution.
Cybersecurity
Risk reduction and resilience strategies.
Cloud Modernization
Migration, optimization, and operating model evolution.
M&A Integration
Technology due diligence and post-close integration.
Data & Analytics
Creating trusted decision-making environments.
Operating Models
Improving execution through modern product and delivery models.
Career Highlights
Wells Fargo
Chief Information Officer, Home Lending Technology
Led technology supporting approximately 8 million customers and $275 billion in annual loan originations. Directed a global organization of approximately 2,500 technology professionals while modernizing platforms, operating models, and delivery practices.
Franklin American Mortgage
Chief Information Officer
Led cloud modernization, cybersecurity transformation, data initiatives, and technology innovation efforts that positioned the company for acquisition by Citizens Financial Group.
Citizens Financial Group
Chief Information Officer, Mortgage Technology
Directed post-acquisition integration and technology modernization initiatives across the combined mortgage technology organization.
JPMorgan Chase
Senior Technology Executive
Led commercial lending and enterprise technology organizations supporting business growth, modernization, and operational efficiency initiatives globally.
Industry Experience
- Financial Services
- Banking
- Mortgage
- Consumer Lending
- Commercial Lending
- FinTech
- Payments
- Private Equity
- Technology Services
Why Clients Engage Matt
Organizations engage Matt when they need experienced executive leadership to accelerate transformation initiatives, modernize technology environments, improve operating models, or navigate complex technology decisions.
His combination of enterprise-scale leadership experience, operational discipline, and practical execution helps organizations move beyond strategy and deliver measurable results.
Thought Leadership
Meet The Other Founders
Looking For An Experienced Technology Advisor?
Connect with Lumerai Advisors to discuss technology strategy, AI, cybersecurity, digital transformation, or operating model modernization initiatives.